Role Overview
In this internship, you will help small-business customers access loans and manage repayments, combining customer outreach, basic business guidance, and portfolio follow-up. Your work supports 4G Capital’s lending operations in Kenya by bringing in suitable borrowers and helping customers stay on track with their loan obligations.
Key Responsibilities
- Identify prospective borrowers, develop leads, and assess applicants through appropriate due diligence.
- Explain relevant loan options and support customers with practical guidance on financial management and business planning.
- Follow up on repayment schedules, maintain regular contact with borrowers, and resolve payment discrepancies promptly.
- Address overdue accounts constructively, agree on suitable repayment arrangements where appropriate, and escalate cases when needed.
- Build ongoing relationships with customers, referral partners, and other stakeholders throughout the lending process.
- Apply credit policies and required procedures when assessing borrowers and managing portfolio risk.
- Track local market conditions, competitor activity, and customer needs to inform outreach and loan portfolio development.
Requirements & Qualifications
- At least 1–2 years of experience in sales and collections; experience in a financial institution is preferred.
- A record of meeting or exceeding sales targets.
- Understanding of loan products, credit assessment, and risk management.
- Strong communication, negotiation, and relationship-building abilities.
- Professional conduct, integrity, and willingness to follow standard operating procedures.
- Commitment to financial inclusion and supporting entrepreneurs.
- Willingness to relocate to underserved areas outside Nairobi.
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