Senior Credit Analyst
Posted:
Company Details
Name:KCB Bank Kenya
Industry:
Banking
Website:
https://ke.kcbbankgroup.com/
Description:
Kenya Commercial Bank Limited is registered as a non-operating holding company which started operations as a licensed banking institution with effect from January 1, 2016. The holding company oversees KCB Kenya - incorporated with effect from January 1, 2016 - and all KCB's regional units in Uganda,…
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Job Details
Job Type:
Full Time
Workplace Type:
On-site
Qualification:
Diploma
Job Experience:
Mandatory
Job Location:
Nairobi County, Kenya
Closing Date:
Undisclosed
Salary:
Undisclosed
Other Pay:
Benefits
Job Category:
Accounting, Audit, Finance
Job Description
Job Description
- Evaluate and decision credit proposals (new, renewals, one offs, amendments) received from Corporate, Mortgage business units in line with specific credit guidelines as set within existing KCB Credit policy/manual/product documents, CBK Prudential guidelines, understanding of market, industry, economic factors, financial statements and recommending those beyond DLA for consideration while ensuring compliance with set TAT, SLAs and quality standards.
- Verify and analyze credit information, documentation such as bank statements, financials, provided by RMs/Customers, and seek clarification if needed from other sources, liaise with RMs/Branches for queries, additional information/documents and business recommendations for deviations, if needed.
- Support creation and update of new and existing credit processes, policy, manuals and product standards as relates to Corporate and Mortgage business.
- Visit clients/centers/branches, independently or with RMs/Manager as part of the evaluation of credit proposals for better understanding of the client, business, and market.
- Attend to Audit requirements and provide a response to audit remarks/ensure rectification thereof in respect of Corporate and Mortgage Credit Unit.
- Monitor Corporate and Mortgage portfolios for renewals, limits expiry, early vintage performance, migration, PAR.
- Preparation of industrial reports/peer analysis papers on a variety of business, operational and financial indicators guided by respective industry reviews and industry information such as credit reports, press, magazines and other relevant sources.
POSITION QUALIFICATION REQUIREMENTS
Academic & Professional
- Education Bachelors Degree Business related RQ
- Professional Qualifications ACIB, CPA(K) AA
- Masters Degree Business Administration AA
Experience
Total Minimum No of Years Experience Required
- 8 years
Detail Minimum No of Years Need Type[1]
- Credit Analysis 8 ES
- Risk Management 5 DE
- General Banking 3 ES
- Debt Recovery 3 DE
- Managing Teams 3 ES
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