Finance Manager

Role Overview

This senior finance role oversees the day-to-day management of financial systems, budgeting, and reporting for a microfinance or retail lending institution. The position ensures compliance with regulatory and internal policies while providing strategic insights through financial analysis and risk management. It matters to the employer because it directly supports organisational growth, financial stability, and informed decision-making across all departments.

Key Responsibilities

• Strengthen financial systems to maintain alignment with internal controls and external regulatory requirements, ensuring timely and accurate financial statements and payments.
• Develop and implement budgeting procedures, guiding departments in budget preparation, forecasting financial conditions, and monitoring performance against targets to recommend corrective actions.
• Prepare and deliver financial reports for management and stakeholders, using ratio analysis, benchmarking, and performance gap assessments to drive improvement.
• Manage treasury and cash flow by producing weekly projections, analysing funding options and asset-liability exposures, and recommending risk limits to maintain capital adequacy.
• Coordinate business plan development, consolidating head office and branch plans, monitoring financial performance relative to operational goals, and ensuring consistency across the organisation.
• Design and oversee internal control systems, assessing risks in key operational areas, coordinating with external auditors, and applying recommendations to enhance accounting processes.
• Lead and mentor the finance team, setting performance goals, conducting evaluations, and fostering a collaborative environment through training and coaching.

Requirements & Qualifications

• Bachelor’s Degree in Economics, Accounting, Finance, Business Administration, or an equivalent field; a Master’s Degree is preferred.
• Professional accounting certification such as CPA (K) or ACCA.
• Minimum of six years of relevant experience, including at least one year in a senior leadership role within microfinance, retail banking, or enterprise lending.
• In-depth understanding of banking principles, microfinance industry practices, and current financial trends; additional finance certifications and a practicing license are advantageous.
• Proven leadership skills with a track record of driving performance, motivating teams, and acting as a change agent for operational improvements.
• Strong communication, negotiation, and interpersonal abilities for stakeholder management and business development.
• High ethical standards and personal integrity, with a commitment to the organisation's core values.
• Proficiency in Microsoft Office Suite (especially Excel) and familiarity with accounting software such as QuickBooks or SAP.
• Demonstrated analytical and problem-solving skills, along with initiative, perseverance, and the ability to manage and motivate a team.
• Willingness to take responsibility and comply with the organisation's ideals and core values.