Credit Analyst
Posted:
Position: Credit Analyst
Date Posted: 20 February 2026
Industry: Financial Services / FinTech / Digital Lending
Employment Type: Full Time
Experience: 4–5 Years (Hands-on FinTech / Digital Lending experience required)
Qualification: Bachelor’s Degree in Finance, Accounting, Business Administration, Economics, or related field
Salary: AED 10,000 – 12,000 + Performance Incentives
Location: Abu Dhabi, United Arab Emirates
Company: Confidential
Description:
A rapidly expanding FinTech organization in the UAE is seeking a skilled and detail-oriented Credit Analyst with solid experience in digital lending and financial technology environments. This role is ideal for professionals who have hands-on exposure to evaluating credit risk within SME lending portfolios and thrive in fast-paced, technology-driven financial ecosystems.
The selected candidate will play a key role in assessing credit applications, performing financial analysis, and supporting data-driven lending decisions. Prior experience in FinTech or digital lending platforms is mandatory, as the position requires a strong understanding of automated underwriting systems and modern risk evaluation frameworks.
Key Responsibilities:
• Assess the creditworthiness of SME clients by reviewing financial statements, bank records, and other supporting documentation
• Prepare comprehensive credit appraisal and risk assessment reports
• Perform detailed financial analysis to evaluate repayment capacity and associated risks
• Continuously monitor existing loan portfolios and identify early warning signals
• Collaborate closely with underwriting, sales, and risk management teams to facilitate informed lending decisions
• Ensure compliance with internal credit policies and regulatory standards
What’s Offered:
• Attractive monthly salary package with additional performance-based incentives
• Opportunity to be part of a fast-growing FinTech organization in the UAE
• Exposure to innovative digital lending technologies and structured credit frameworks
• Clear career progression opportunities and professional development support
This is an excellent opportunity for finance professionals who are looking to advance their careers within a dynamic FinTech environment and contribute to impactful lending solutions.
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