Chief Risk Officer

Role Overview

This position places you at the centre of the Bank’s risk governance, where you will design and steer the Enterprise Risk Management framework across every business line. Day to day, you will monitor emerging threats in credit, market, operational, and cyber domains, and translate complex risk data into clear, actionable guidance for the executive team. Your judgement will directly shape strategic decisions, ensuring the Bank pursues growth opportunities without compromising regulatory compliance or financial resilience.

Key Responsibilities

• Own and continuously enhance the Bank’s ERM framework, embedding risk appetite statements and limits into daily operations and strategic planning.
• Lead the identification, assessment, and prioritisation of risks across credit, market, liquidity, operational, and IT/cyber areas, with a focus on both current exposures and emerging trends.
• Provide forward-looking risk intelligence and decision-support advisory to the executive leadership team, challenging assumptions and recommending mitigation strategies that balance safety with commercial objectives.
• Oversee the design and execution of stress-testing and scenario-analysis programmes to evaluate the Bank’s resilience under adverse conditions.
• Direct the development and maintenance of risk policies, procedures, and controls, ensuring they remain current with evolving banking laws and regulatory expectations.
• Foster a Bank-wide risk-aware culture by championing training, communication, and accountability at every level of the organisation.
• Report regularly to the Board and relevant committees on the Bank’s risk profile, emerging issues, and the effectiveness of mitigation actions.
• Collaborate with internal audit, compliance, and technology teams to close control gaps and strengthen the Bank’s overall governance posture.

Requirements & Qualifications

• A first degree in Accounting, Banking & Finance, or a related discipline is mandatory; a postgraduate degree or MBA is strongly preferred.
• A professional accounting or finance qualification such as CPA, ACA, or ACCA will be a distinct advantage.
• At least eight years of experience within the banking sector, including a minimum of five years in a senior leadership or executive risk management role.
• Demonstrated expertise in designing and operating enterprise risk frameworks within a regulated financial institution.
• Strong analytical and strategic-thinking skills, with the ability to interpret complex regulatory requirements and translate them into practical internal controls.
• Proven experience influencing and advising senior stakeholders, including Board-level reporting and crisis communication.
• A record of leading cross-functional teams and driving cultural change around risk management and compliance.