Senior Underwriter, Corporate, Emerging Markets & IPMI

Underwriter

About the Role

We are seeking a skilled and detail-oriented Underwriter to join our insurance team. In this role, you will assess risk, evaluate applications, and determine appropriate policy terms and conditions. Your expertise will ensure sound underwriting decisions that align with company guidelines while supporting business growth.

Key Responsibilities

• Analyze insurance applications, financial documents, and risk data to evaluate coverage eligibility.
• Apply established underwriting principles and risk assessment methodologies to make informed decisions.
• Review and interpret policy terms, endorsements, and exclusions to ensure accuracy and compliance.
• Communicate underwriting decisions, policy conditions, and rationale clearly to brokers, clients, and internal stakeholders.
• Maintain detailed records of underwriting activities, including risk evaluations and decision justifications.
• Collaborate with actuaries, claims, and sales teams to refine underwriting guidelines and improve processes.
• Stay current with industry trends, regulatory changes, and emerging risks affecting the insurance segment.

Qualifications

• Education: Bachelor’s degree in Business Administration, Actuarial Science, Finance, or a related field. A Master’s degree is a plus.
• Professional Certification: Professional Insurance Qualification (e.g., CPCU, CII, AINS, or equivalent) required.
• Risk Evaluation: Strong understanding of risk assessment methodologies and underwriting principles specific to the insurance segment.
• Financial Analysis: Proficient in analyzing financial statements and evaluating the financial stability of clients.
• Communication: Excellent verbal and written communication skills to convey underwriting decisions and policy terms clearly and concisely.
• Attention to Detail: Thorough and accurate in reviewing insurance applications, policies, and related documents to minimize errors and ensure compliance.
• Technical Skills: Experience with underwriting software and Microsoft Office Suite; familiarity with data analysis tools is a plus.

Why Join Us

• Opportunity to work with a dynamic team and contribute to strategic underwriting decisions.
• Competitive compensation and benefits package.
• Ongoing professional development and support for continuing education.
• Collaborative and inclusive work environment.