Posted:4 hours ago
By:Hiring Kenya
Company Details
Industry:
Banking
Description:
Momentum Credit was founded on the 29th of July 2013 and was formerly known as Platinum Bridging Capital Limited. The company rebranded to Momentum Credit in March 2017 with purposeful intent to reorient its focus to meet an overwhelming market need of providing structured working capital solutions to Individuals and Small Medium Enterprises (SMEs). SMEs are touted, by reputable institutions such as the World Bank, as the economic growth engines that shall drive Africa out of chronic poverty to the utopia of middle income status. However such companies regularly face a crippling lack of access to financing, due to the broad based perception of being too risky. Contrary to this belief, we at Momentum Credit believe in the aspirations of our continent and exist as a credible alternative for this market. We now focus on providing structured solutions that make credit easily and readily accessible to those that can afford such financing, whom in most cases, would be undeservedly labelled as unbankable. Which is w
Job Description
- This is a full-time on-site role located in Eldoret for a Credit Officer. The Credit Officer will be responsible for assessing creditworthiness, managing credit applications, preparing credit reports, and ensuring compliance with company credit policies. The role involves evaluating financial statements, conducting client interviews, and maintaining relationships with borrowers. Additionally, the Credit Officer will monitor loan disbursement and repayment schedules, and take necessary actions on delinquent accounts.
Qualifications
- Strong understanding of credit assessment, evaluation of financial statements, and credit report preparation
- Excellent communication and interpersonal skills, with the ability to conduct client interviews and maintain borrower relationships
- Knowledge of credit policies, compliance standards, and loan management
- Ability to monitor loan disbursement, repayment schedules, and manage delinquent accounts
- Proficiency in financial analysis and risk assessment
- Attention to detail and strong analytical skills
- Bachelor's degree in Finance, Accounting, Business Administration, or related field
- Experience working in the financial services industry is a plus
Salary: Discuss During Interview
Education: Diploma
Employment Type: Full Time
