Key Responsibilities

Risk assessment at insurance application for selected risks to determine their acceptability or otherwise and to guide underwriters on the exposure(s) inherent in the risk(s).

Inspect property and machinery so as to assess the exposure to hazards and hence assist the underwriters maintain quality risks in our books.

Collate and assess risk information on site, including capturing photographic evidence, estimating the nature, size and frequency of possible losses throughout the insured's entire operations etc.

Prepare detailed reports, with risk recommendations and safety improvements to create a basis for reducing or completely eliminating risks.

Compile data that influence the determination of premium rates to provide management with a basis for decision-making on measures to be taken and continuous reporting on changes in the basis for the estimation of risk.

Develop safety programs compatible with the needs and resources of policyholders providing the best control methods (standards) for various exposures.

Accompany underwriters on site visits to help with their training and development.

Conduct safety programs to company staff by informing on safety standards and regulations.

Advise clients on site on opportunities and savings on risk improvement programmes.

Keep up to date with technical aspects affecting risks e.g. trade processes, legislation and hazardous material.

Training on risk management to sales, underwriting and claims staff

Process payment of external surveyors

Embrace governance requirements with respect to KYC/AML/Data protection requirements per governing Acts.

Qualifications

Bachelor's degree in engineering (Preferably Civil or Mechanical), Insurance or risk management course

Insurance knowledge will be an added advantage

Experience

At least 1 year experience in assignments incorporating risk management

Competencies ·

Knowledge of insurance concepts

Knowledge of underwriting processes and procedures

Technical competence in underwriting insurance risks

Knowledge of insurance regulatory requirements