Diamond Trust Bank (DTB) has made history as the first Tier One bank in Kenya to introduce payment wearables. Starting at just KES 1,200, these tap-and-go devices link directly to your existing DTB debit card, letting you pay without pulling out your wallet or phone.
What Are Payment Wearables?
Payment wearables are small, waterproof devices you can wear on your wrist, as a keychain, or even as a ring. They use the same contactless technology as your debit card—just tap and pay at any NFC-enabled terminal. No need for cash or cards.
How Do They Work?
- You buy a wearable for KES 1,200.
- It connects to your existing DTB debit card account.
- Tap the device at any contactless payment point (up to KES 3,000 per transaction without a PIN).
- For larger amounts, simply enter your PIN on the terminal.
Why This Matters for Kenyan Banking
DTB is the first major bank in Kenya to offer this technology, making everyday payments faster and more convenient. You no longer need to carry a physical card or phone for small purchases like coffee, groceries, or transport fares.
Key Benefits at a Glance
- Speed: Tap and go in under a second.
- Convenience: Wear it on your wrist or attach it to your keys.
- Affordability: One-time fee of KES 1,200—no monthly charges.
- Security: Same fraud protection as your debit card. If lost, block it instantly through DTB’s mobile app.
- Waterproof: Wear it while running, swimming, or in the rain.
How to Get Your DTB Payment Wearable
Visit any DTB branch or order through the bank’s mobile app. You’ll need an active DTB debit card. The wearable takes just minutes to activate. It’s available in multiple colors and designs to match your style.
Tips for First-Time Users
- Set a daily spending limit via the DTB app for extra control.
- Keep your wearable charged (battery lasts up to 18 months before replacement).
- Use it for small, frequent payments to avoid reaching for your wallet.
The Future of Contactless Payments in Kenya
DTB’s move signals a shift toward truly cashless, cardless transactions. Other banks may follow, but DTB leads the way as the first Tier One bank to embrace payment wearables. This innovation aligns with Kenya’s growing digital economy, where speed and convenience matter most.
Whether you’re a busy professional, a fitness enthusiast, or someone who hates fumbling for cards, DTB’s payment wearables offer a simple, secure, and stylish solution. Starting at KES 1,200, it’s an affordable upgrade to your daily payments.
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