Business Development Manager

Company Details

Name:4G Capital
Rating: No ratings yet — log in to rate this company
Industry: Banking
Description: 4G Capital (4th Generation Capital) is Africa's fastest fintech providing ethical credit services to those who require it most. We provide rapidly accessible and affordable unsecured loans with strict affordability criteria to prevent unmanageable debt. Our customers are mainly small businesses and … 4G Capital (4th Generation Capital) is Africa's fastest fintech providing ethical credit services to those who require it most. We provide rapidly accessible and affordable unsecured loans with strict affordability criteria to prevent unmanageable debt. Our customers are mainly small businesses and entrepreneurs who use our credit to grow their businesses and provide for the unforeseen. View more View less

Job Details

Job Type: Full Time
Workplace Type: On-site
Qualification: Diploma
Job Experience: Mandatory
Job Location: Nairobi County, Kenya
Closing Date: Undisclosed
Salary: Not specified
Other Pay: Benefits
Job Category: Sales & Marketing

Job Description

Role Overview

This is a field-based sales and channel development role covering a defined territory, where you will spend your days on the road opening routes, meeting distributors and shop owners, and building a retail customer base that keeps performing after the paperwork is signed. You are the first point of contact for growth in your region: the distributors you recruit become gateways to dozens of small retailers, and the quality of the book you help build determines whether that growth holds. Success looks like a territory that is mapped, worked methodically, and measured — not just visited.

Key Responsibilities

  • Work a disciplined route plan across your assigned territory, systematically identifying and logging untapped distributors and retail outlets rather than cycling through the same familiar accounts.
  • Generate your own pipeline through cold outreach — walk-ins, calls, and referrals — and qualify prospects so the field team is working real opportunities, not names on a list.
  • Recruit distributors as strategic channel partners rather than one-off accounts, and support them to extend products and services down to the retail businesses they serve.
  • Hand qualified leads to the internal telesales team and work jointly with them to move prospects from first contact to active, transacting clients.
  • Own portfolio health after onboarding: track repayment and collection rates, follow up on early signs of arrears, and keep your book within acceptable risk parameters.
  • Run structured monthly performance reviews with each distribution partner — agree growth targets, diagnose what is blocking them, and track regional results against plan.
  • Maintain clean, accurate records of visits, leads, and outcomes, and use those numbers to sharpen the next week's route planning.
  • Feed field intelligence back to product and leadership teams — customer objections, competitor activity, shifting demand — so go-to-market decisions reflect what is actually happening on the ground.

Requirements & Qualifications

  • Hands-on field sales experience in FMCG, wholesale, or channel-driven distribution networks.
  • Resilience in cold prospecting: a demonstrated ability to absorb early rejections and convert them into long-term partnerships.
  • Commercial judgement — you can read customer economics and run your territory as if it were your own business.
  • Financial literacy across credit, lending, repayments, and portfolio performance, including how collection rates are measured and why they matter.
  • Data discipline: meticulous entry of field records and the habit of using metrics, not guesswork, to prioritise your day.
  • Strong relationship-building and negotiation skills with small business owners and distributor management.
  • A collaborative working style — you coordinate closely with telesales, product, and leadership rather than operating in isolation.
  • A diploma or degree in business, sales, or a related discipline is an advantage; proven field results carry more weight.

Why Join

  • Purpose-driven work. Your effort directly unlocks growth for Kenyan retailers and distributors, and you see the impact of that work in your territory every week.
  • Ownership over bureaucracy. The environment favours street-smart execution and data-driven decisions over corporate red tape, and problems get solved collaboratively.
  • Accelerated growth. Operating at the front lines of financial inclusion means continuous learning, fast progression, and clear recognition when you hit your targets.
  • You are not alone in the field. Telesales, product, and leadership teams work hand-in-hand with you to turn opportunities into results.
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