Posted:Wed at 1:16 PM
By:Hiring Kenya
Company Details
Industry:
Banking
Description:
Zanifu is a FinTech company headquartered in Nairobi, Kenya, with a mission to provide small businesses across Africa with seamless access to stock financing, empowering them to grow and thrive in competitive markets. We partner with suppliers and retailers to offer working capital solutions to Micro, Small, and Medium Enterprises (MSMEs). Our model enables businesses to procure stock and pay later-we pay suppliers directly, allowing our customers to take stock, sell, and then repay us. This approach helps small businesses maintain a steady inventory flow without immediate upfront costs.
Job Description
- We are seeking a detail-oriented and analytical Credit Analyst to support sound lending decisions by assessing borrower creditworthiness, managing portfolio risk, and ensuring compliance with our credit policies.
- This role is critical in maintaining a healthy loan book while supporting business growth across our stock financing solutions.
What you will do
- Perform thorough financial analysis of loan applicants to assess their creditworthiness, and repayment capacity
- Prepare detailed credit appraisal reports with clear risk assessments and lending recommendations
- Analyze market trends, economic indicators, and industry data to inform credit decisions and risk profiling.
- Bachelor’s degree in Finance, Accounting, Economics, Business, or a related field.
- 2–5 years’ experience in credit analysis preferably within FinTech or MSME lending.
- Strong financial analysis, credit appraisal, and reportwriting skills.
- High attention to detail, strong judgment, and ability to work in a fast-paced, cross-functional environment.
Salary: Discuss During Interview
Education: Diploma
Employment Type: Full Time
Contact Information
