Client Service Manager -Diaspora Banking

or Register to apply for this job
Company Details
Name:HF Group
Industry: Banking
Description: Housing Finance Company of Kenya was incorporated as the premier mortgage Finance Institution in Kenya licensed under the Banking Act with the CDC and the GoK owning 60% and 40% respectively. ,, ,Housing Finance started operations with the main objective of implementing the government’s policy of promoting thrift and home ownership by lending funds advanced from First Permanent East Africa Limited (FPEA). Operations were restricted to the zoned residential areas within Nairobi and Mombasa. ,, ,Deposits of FPEA in Kenya were transferred to HFCK while the Tanzanian and Ugandan deposits were transferred to The Permanent Housing Finance Company of Tanzania and the Housing Finance Company of Uganda respectively. ,,
Job Description

Principle Accountabilities

  • Customer Experience
  • Manage all escalations related to diaspora support.
  • Identify customer needs not met by existing products and the implementation of new products  and services.
  • Utilize the customer relationship management system aimed at customer acquisition, retention and maximizing on every relationship. 
  •  Manage the diaspora customer email [email protected]
  • Ensure customers are well supported on e-channels uptake to promote utilization.
  • Ensure first contact resolution for all queries directed to you.
  • Achieve departmental NPS score of 60.
  • Collate customer feedback through interviews and online surveys to ensure that we meet customer expectations.
  • Follow-up on diaspora SLAs and TAT
  • Notify client about deposit renewals
  • Financial Performance
  • Educate clients on the features and benefits of all products
  • Cross sell products to clients based on the needs.
  • Support the diaspora Relationship Managers with account opening, loan processing, customer transactions and handling customer queries
  • Operational Effectiveness and Support 
  • Assist in management of NPL for diaspora segment in collaboration with RMS. 
  • Assist plan for diaspora engagements including webinars, activations, trips and events.
  • Close gaps/lapses identified; take corrective and preventative actions identified by audit, risk and compliance reviews; investigations or other assessment mechanisms within the agreed time frame. 
  • Prepare and submit reports to the relevant stakeholders within agreed format and timelines 
  • 100% adherence to policies, procedures and statutory guidelines. Minimize exposure to bank wide risks; enforce zero tolerance to non-compliance with KYC and AML regulations
  • Achieving a ‘Good’ audit rating for the Diaspora Banking Proposition ensuring prompt thorough closure of all audit exceptions sited. 
  • People, Learning and Growth
  • Proactively manage own learning and development.
  • Deliver performance objectives set. Institute immediate corrective action where performance is below par. 
  • Championing team training on matters related to homeward proposition. 

Key Competencies and Skills

  • Technical Competencies
  • Knowledge of Banking and Business Operations:
  • Compliance and Regulatory Framework:
  • Conceptual and Analytical Skills:  
  • Product Knowledge
  • Business Acumen
  • Financial Acumen
  • Customer Engagement (internal & external)
  • Digital
  • Leadership
  • Commercial Banking
  • Industry Knowledge
  • Credit Analysis

Minimum Qualifications, Knowledge and Experience

Academic: 

  • Bachelor’s degree from a recognized accredited university. 
  • Certificate of Proficiency in Insurance (COP) will be an added advantage. 
  • Being a CISI fellow is an added advantage. 

Professional: 

  • 3-4 years’ working experience in a Customer Management role. 
  • In-depth knowledge of the local and Diaspora Banking industry, banking products, banking services and banking regulations. Sound working knowledge and understanding of general commercial regulations and practices.  
  • Appreciation of Diaspora Banking as a proposition. 
  • Interaction/Understanding of CRM tools. 
Education: Degree, Diploma
Employment Type: Full Time

Recent Jobs