Treasury Manager

Role Overview

As Treasury Manager at Pesapal, you will oversee the daily cash and liquidity operations that keep high-volume digital payments flowing smoothly across multiple markets. Reporting to the CFO, your work ensures merchant settlements are funded on time, customer funds remain protected, and banking relationships run efficiently—all while minimizing financial risk and optimizing cash usage. This role is central to maintaining the trust and reliability that Pesapal’s payments ecosystem depends on.

Key Responsibilities

• Track daily cash positions across all bank accounts, digital wallets, and settlement accounts, then develop short- and medium-term cash flow forecasts to inform funding decisions.
• Optimise idle cash balances by recommending short-term investments that align with company policy, while always keeping enough liquidity to meet operational needs and daily settlement obligations across every market.
• Manage relationships with banks, payment networks, and financial partners, including overseeing bank account administration, mandates, and treasury documentation to ensure compliance with approved policies.
• Ensure settlement accounts are adequately funded for merchant payouts, card scheme requirements, and partner payments, while safeguarding customer funds according to regulatory standards.
• Monitor and improve settlement reconciliation processes across all operating markets, working with Settlement Operations to resolve discrepancies and drive faster, more accurate funding.
• Identify and mitigate liquidity, foreign exchange, settlement, and counterparty risks by enforcing treasury policies, internal controls, and governance frameworks; support internal and external audits.
• Prepare treasury performance reports, liquidity analyses, and cash flow summaries for executive leadership, and ensure accurate accounting of all treasury transactions during monthly close.
• Lead, coach, and develop the treasury team by setting KPIs, fostering accountability, and driving automation and process improvements that increase efficiency.

Requirements & Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• CPA(K), ACCA, or equivalent professional accounting qualification is mandatory; a Certified Treasury Professional (CTP) designation is a strong plus.
• A minimum of 7 years of experience in treasury, cash management, corporate finance, or financial operations, ideally within fintech, banking, payment services, or financial services.
• Proven ability to manage treasury operations across multiple markets, including understanding different regulatory environments and banking infrastructures.
• Deep knowledge of payment ecosystems, settlement processes, and banking operations, particularly in high-volume transaction environments.
• Strong analytical skills for cash forecasting, financial modelling, and risk assessment; advanced proficiency in Excel and experience with ERP and treasury management systems.
• Excellent negotiation and relationship management abilities to maintain productive partnerships with banks, payment networks, and internal stakeholders.
• High attention to detail, strong communication and presentation skills, and unwavering commitment to financial governance and integrity.

What We Offer / Why Join

Note: The source does not include information about benefits, compensation, or specific perks. In a role of this seniority within a growing digital payments company, you can expect to play a pivotal part in shaping treasury strategy and operational excellence across markets.