Posted:Mar 13
By:Hiring Kenya
Company Details
Industry:
Banking
Description:
Standard Bank Group is the largest African banking group by assets offering a full range of banking and related financial services. "Africa is our home, we drive her growth” Our vision is to be the leading financial services organisation in, for and across Africa, delivering exceptional client experiences and superior value. This sets the primary goals and standard of excellence we intend to achieve in the medium term. With a heritage of over 150 years, we have an on-the-ground presence in 20 countries in sub‑Saharan Africa; fit-for-purpose representation outside Africa; and a strategic partnership with the Industrial and Commercial Bank of China (ICBC). In line with the realities of risk, regulation, technology and competition that characterise our operating context, we continue to invest significantly in our diversified operations; our people and culture; our systems and infrastructure; and our brand. In doing so, we understand that our commercial success and social relevance over the long term depends on placing our clients at the centre of everything we do, and ensures that the outcomes of our activities are a catalyst for growth on this continent we call home. The long-term foreign currency ratings for The Standard Bank of South Africa, the single largest operating entity within the Standard Bank Group, are: Fitch Ratings BBB- (negative), Moody’s Baa2 (negative) and Standard & Poor’s BBB- (negative). The group is listed on the JSE Limited, share code SBK, and the Namibian Stock Exchange, share code SNB. The largest bank in the world, ICBC, is a 20.1% shareholder in the group. Other than the 20.1% ICBC shareholding, 32.9% of Standard Bank’s shareholder base is foreign. We subscribe to the Code of Banking Practice, a set of principles governing banking in South Africa and ensuring the highest standards of professionalism, integrity and fairness.
Job Description
Job Description
Candidates suited for the Specialized Lending role will bring deep expertise in structuring and delivering complex lending solutions across commercial property, asset‑based lending, mortgage lending and multi‑product credit arrangements. They will demonstrate the ability to conduct thorough financial and portfolio analyses, provide sound aligned advisory insights, and design tailored lending structures that meet the unique needs of affluent and wealth clients. Mastery of debt consolidation, loan restructuring, risk assessment, and financial due diligence—paired with a strong understanding of banking compliance requirements is essential to ensure high‑quality, compliant, and impactful lending solutions.
Successful candidate will be commercially astute specialist who partner seamlessly with Relationship Managers to originate, structure, motivate, and execute sophisticated lending deals that grow the debt book and maximise client value. They will possess strong stakeholder engagement skills, influencing credit teams, valuators, legal partners, and risk functions to deliver fast, high‑quality outcomes.
Qualifications
Type of Qualification: First Degree
Field of Study: Business Commerce. Legal, Finance or any other related field
Experience Required
- 7+ years
- 7 Years' general banking experience with exposure to the entire retail and corporate banking value chain and 3 years of exposure to credit with particular focus on Commercial property and complex deals.
- Clear understanding of lending value proposition and delivery strategy as well as thorough knowledge of the code of banking practice.
- Deep understanding of lending value propositions and delivery strategies, supported by strong knowledge of the Banking Practice and end‑to‑end credit processes, including assessment, approval, and risk mitigation
- Proven capability in structuring and executing complex lending solutions, including asset‑based lending, mortgage lending, and debt consolidation, with the ability to tailor solutions to diverse client needs
- Demonstrated track record of collaborating with Relationship Managers and influencing credit, risk, compliance, valuators, and legal partners to deliver timely, high‑quality lending outcomes
Salary: Not specified
Otherpay: Benefits
Education: Diploma
Employment Type: Full Time
