Product Manager, Embedded Finance at Zeraki

3 Years
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Company Details
Name:Zeraki
Industry: Telecommunications
Description: Zeraki is all about using technology to solve some of the toughest challenges encountered in providing quality education in Africa. Our cutting edge solutions, provide insights that enable informed decision making, provide access to quality instruction and take the stress out of everyday administrative tasks. We strive to improve the lives of educators and students at every stage and in every setting. Our Core product, Zeraki analytics, is transforming the way educational data is collected, analyzed and used.ย Zeraki simplifies and enhances the use of technology to deliver quality education. We develop cutting-edge tools that reduce the pain parents, teachers, students and schools face in attaining their educational goals.
Job Description

What you'll do

  • As Product Manager, Embedded Finance, you will own the full lifecycle of financial products — from discovery to partner negotiations to product build to GTM to post-launch growth.
  • You will:
  • Lead Product Strategy for Embedded Finance
  • Shape a roadmap that transforms affordability and access to education across Africa
  • Combine data, user insight, UX psychology, and financial logic to prioritize sustainably
  • Identify the highest-leverage opportunities that accelerate adoption, trust, and retention
  • Build and scale financial products — payments, installments, savings, insurance
  • Design solutions from first principles: flows, states, edge cases, fallback logic
  • Set Definition of Ready / Definition of Done and own Product Owner responsibilities during delivery
  • Work daily with engineering to unblock ambiguity and keep delivery predictable
  • Drive first-time-use UX clarity — parents should never feel confused or unsafe when handling money

Drive Partner Success and Accountability

  • Evaluate and select FSPs (banks, microfinance institutions, insurers, KYC vendors)
  • Negotiate APIs, SLAs, commercial structures, and support responsibilities
  • Hold partners accountable for reliability, latency, settlement, and ticket turnaround times
  • Launch with operational maturity — not wishful thinking
  • Prepare comms, CX scripts, FAQs, escalation paths, fallback plans, and monitoring dashboards
  • Run readiness gates: no launch without support and visibility in place
  • Scale safely and iteratively — not through big-bang drops
  • Own business outcomes, not feature output
  • Track funnel conversion, retries, settlement disputes, claims success, retention
  • Move metrics every sprint — not every quarter
  • Decide when to iterate, scale, or stop based on real data
  • Product Managers 
  • Have led a module, feature rollout, or product area end-to-end 
  • Comfortable turning chaos into structured, actionable plans 
  • Proven track record of shipping solutions tied to measurable outcomes 
  • Experience gathering user insights and connecting product work to real business metrics 
  • What success looks like in this role
  • Within 12 months:
  • Parents complete financial flows confidently in one session
  • Support tickets trend down because the product just works
  • Embedded Finance becomes a measurable driver of retention and LTV
  • Partnerships are productive and accountable — not optimistic and vague
  • Engineering reports predictable delivery and reduced ambiguity
  • You are seen internally as the go-to person for building value at scale

Ideal experience:

  • 3–8+ years in Product Management for SaaS, fintech, payments, insurance, lending, wallets, or mobile money
  • Experience shipping complex, multi-stakeholder, API-or workflow-heavy products
  • Ownership of products through strategy → build → launch → GTM → scale
  • Experience working with banks, mobile money providers, insurers, credit-risk partners, or KYC/KYB vendors (advantage)
Salary: Discuss During Interview
Education: Diploma
Employment Type: Contract Based

Key Skills

informationtechnology 
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