Verizon phone unlocking rules are changing, and many customers are asking what it means for their devices and their freedom to switch carriers. The Federal Communications Commission has approved Verizon’s request to waive its long-standing 60-day unlocking requirement. This decision allows the carrier to keep phones locked for a longer period under certain conditions. Verizon says the change will reduce fraud and protect customers from criminal networks. Consumer advocates, however, worry about reduced flexibility. Here’s what the FCC decision means, why it happened, and how it could affect your next phone purchase.

FCC grants Verizon a key waiver

The FCC agreed to relax the special unlocking rule that previously applied only to Verizon. That rule required Verizon to unlock phones 60 days after activation, regardless of payment status. With the waiver approved, Verizon can now follow broader industry standards instead. These standards are set by the CTIA, the wireless industry’s main trade group. The move marks a significant shift in how Verizon manages device locks. It also ends a policy that had been in place, in some form, for over a decade. For customers, the change may not be immediately obvious but could matter when switching networks.

What the new unlocking rules allow

Under the CTIA guidelines, postpaid phones are unlocked only after a contract ends or the device is fully paid off. Customers who end contracts early may need to pay termination fees before unlocking. Prepaid phones, meanwhile, can remain locked for up to one year after activation. Verizon is now allowed to apply these timelines to its customers. This aligns the carrier more closely with competitors like AT&T and T-Mobile. Verizon argues the consistency will simplify policies and reduce abuse. Critics say it weakens consumer protections that were previously guaranteed.

Why Verizon pushed for the change

Verizon told the FCC that its faster unlocking policy had unintended consequences. According to the carrier, criminal groups specifically targeted Verizon devices because they could be unlocked quickly. These devices were allegedly resold or used in fraudulent schemes. Verizon claimed the existing rules caused hundreds of millions of dollars in losses each year. The company argued that money could instead support network upgrades or better customer deals. The FCC accepted much of this reasoning in its decision. Fraud prevention ultimately outweighed concerns about unlocking speed.

A rule rooted in a 2008 spectrum deal

The original unlocking requirement dates back to 2008, when Verizon purchased valuable 700MHz spectrum licenses. As a condition of that deal, the FCC imposed stricter openness rules on the carrier. Over time, those rules evolved into the 60-day unlocking requirement. Verizon later extended the same policy to Tracfone after acquiring the prepaid brand. The waiver now effectively closes that chapter. It signals a broader regulatory shift toward industry-wide standards. Some observers see it as part of a more carrier-friendly FCC approach. Others fear it sets a precedent for rolling back consumer-focused rules.

What this means for Verizon customers

For customers, the biggest impact is potential waiting time. Switching carriers shortly after buying a phone from Verizon may now be harder. Users who haven’t paid off their devices could find them locked longer than before. This could affect travelers, deal-hunters, or anyone planning to move networks quickly. Verizon says most customers already unlock phones after payoff, so the impact will be limited. Still, the flexibility once guaranteed by regulation is gone. Customers may want to read device terms more carefully going forward.

Bigger implications for the wireless market

The Verizon phone unlocking change highlights ongoing tension between consumer choice and fraud prevention. Carriers argue stricter controls are necessary in a world of rising device theft and scams. Regulators are increasingly receptive to those claims. At the same time, consumers value portability and competition. How this balance evolves could shape future FCC decisions across the industry. For now, Verizon has more control over when phones are unlocked. And for customers, timing may matter more than ever when buying their next device.