Kenya National Entrepreneurs Savings Trust (KNEST) is a unique national informal sector pension scheme established by the Government to meet the unique needs of the more than 15 million marginalized informal sector workers. The scheme has deployed low-cost modern technologies to catalyze a sustainable business model that manages intermittent micro contributions to meet both long-term (pensions demands) and pressing short-term needs that are unique to this sector. The scheme is duly registered by RBA with certificate Reg. No. 01742.