Specifically, the successful jobholder will be required to:

• Provide oversight of all analysis and approval of credit proposals from all Lending Units, Treasury, and any other department/unit that will expose the Bank to credit risk in its daily activities as well as oversee the review of Financial Institutions (Banks), Insurance companies and Treasury limits as and when required. 
• Ensure that all appraisal decisions meet the agreed SLA and quality standards and escalate any adverse observations to the Director-CM
• Ensure compliance to Bank Loan policies, lending guidelines and Government regulations in collaboration with the lending units and other departments within CMD as well as coordinate the Environment and Social risk management, policy implementation, reporting and capacity building. 
• Work closely with the Director – CMD to maintain appropriate credit risk management culture
• Attend all credit committee meetings as scheduled or agreed and provide timely and organized responses to internal customer proposals and escalate any complex internal customer issues to the Director – CMD and other relevant authorities accordingly. 
• Manage all staff of the department and ensure they are adequately resourced and well-skilled to perform their roles.
• Maintain and develop professional and technical knowledge by attending and contributing to training programs, educational workshops, reviewing professional publications, establishing personal networks and participate in professional structures & studies.

Desired Skills and Experience

• A Bachelor’s degree in Business related field from a recognized university with Certification in Credit management or Analysis.
• At least 8 years’ experience in Credit Analysis 4 of which must be in a Senior/Management role within Corporate Credit Risk Analysis.
• Good knowledge of the Banking Act, Bank Operating procedures as well as business trends and thorough knowledge of CBK Lending guidelines
• Excellent Communication and report writing skills
• Superior leadership, management and co-ordination skills with the ability to influence positively and engage direct and indirect reports and peers.
• Customer focused & results oriented.