Job Profile and Purpose

Reporting to the Board of Directors, the CEO will provide overall strategic leadership and direction, champion the Sacco’s vision, values, and culture, and be fully accountable for business growth, operational excellence, regulatory compliance, financial sustainability, and stakeholder confidence.

Key Responsibilities

The CEO will be responsible for executing the Board’s directives and managing the SACCO’s operations in the best interests of members and stakeholders. Core duties include:

• Strategic Implementation: Developing and implementing business strategies, policies, and plans approved by the Board; ensuring all activities align with the SACCO’s risk appetite, business strategy, and regulatory requirements.
• Operational Oversight: Oversee day-to-day operations across departments; designing and maintaining internal control systems, Management Information Systems (MIS), and a robust risk management framework; monitoring performance against key result areas and indicators.
• Financial and Compliance Management: Preparing and submitting statutory/regulatory returns to SASRA and other relevant bodies (monthly Board minutes, quarterly reports on finances, risks, and compliance); managing financial planning, investments, capital structure, advances, deposits, and insider transactions; ensuring adherence to laws, regulations, and codes of conduct.
• ICT, Digital Transformation & ERP Oversight: Provide strategic leadership in the adoption, optimization, and governance of the Sacco’s ICT infrastructure, with specific oversight of Enterprise Resource Planning (ERP) systems, including Microsoft Dynamics 365 Business Central or equivalent core banking platforms.
• Organizational Change & Transformation Leadership: Lead organizational change initiatives including structural realignment, process re-engineering, culture transformation, and performance improvement programs.
• Credit Recovery & Portfolio Quality Management: Ensure effective credit administration, collections, and recovery processes in compliance with regulatory and ethical standards, while safeguarding portfolio quality and member relationship.
• Governance, Reporting and Advisory: Attending all Board meetings as ex-officio (non-voting) member; providing regular and accurate reports to the Board on performance variances, audit findings, large exposures, violations, and operational matters; acting as the principal spokesperson for the SACCO.
• Human Resources and Staff Management: Overseeing recruitment, training, and development of staff; per the Human Resource Management Policy; handling staff matters and ensuring ethical conduct. Fostering a high-performance, ethical, and values-driven organizational culture.
• Risk Management and Governance Support: Facilitating the Supervisory Committee with resources and technical support; participating in reviews of policies, controls, and risks; ensuring compliance with ICT governance, cyber-security, and business continuity plans.
• Other Duties: Performing any additional tasks assigned by the Board, including safeguarding SACCO assets, avoiding conflicts of interest, and promoting transparency in stakeholder engagement,

Qualifications & Experience

• Master’s degree in business administration, Finance, Economics or equivalent from a recognized institution.
• A bachelor’s degree in business administration, Finance, Economics or equivalent business related.
• Professional qualification such as CPA(K), ACCA, CISA, or CCP; ICPAK membership in good standing is mandatory.
• Minimum of 10 years of similar and/or senior management experience in the financial services sector, with 5+ years in DT-SACCOs, banking, or microfinance.
• Demonstrated experience in strategic leadership, organizational transformation, and business growth.
• Strong knowledge of SASRA regulations, DT-SACCO operations, digital banking trends, and cooperative principles.
• Proven integrity, ethical leadership, and commitment to good governance and financial inclusion.
• Strong analytical, communication, negotiation, and stakeholder management skills.
• Ability to lead change, mentor teams, and deliver results in a complex regulatory environment.

The Successful applicant will be required to meet the requirements of Chapter 6 of the Constitution of Kenya by submitting the following documents:

• Police clearance certificate.
• Tax compliance certificate from the Kenya Revenue Authority (KRA).
• Clearance certificate from the Ethics and Anti-Corruption Commission(EACC).
• Clearance certificate from Credit Reference Bureau (CRB).