Credit Analyst

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Company Details
Industry: Banking
Description: We offer top-notch, long term Car financing in Nairobi and Mombasa to our prospective customers, which is up to 80% of any car's value. With MOGO’s efficient mode of services, you get to drive your dream car in a very short period of time at a very convenient interest rate. ,,,, ,,,... We have more than 6 years’ experience providing finance to passenger and commercial vehicles of all kinds, and our services are swift, prompt and professional in nature. The Company also offers logbook loans on used cars, which spans through a period of 5 years at a reasonable interest rate.
Job Description

What you will do:

 

Authenticate documentation presented for all credit applications. 

Ensure compliance with the company’s credit rules & procedures.

Appraisal of customer loan applications and making recommendations.

Ensure all applicants are advised on the fate of applications within a reasonable time.

Active participation in Credit Committee.

Analyze applicant’s financial status and credit histories to determine the feasibility of granting loans.

Communicate all changes regarding the credit rules and procedures to the sales staff.

Any other duty that may be assigned.

To evaluate, review and approve boda boda credit applications to determine if borrowers meet the set criteria as per the rules.  

To ensure that credit appraisals and all documentation are properly collected, processed and filed as required 

To ensure prompt feedback and closure of all boda boda credit applications 

To ensure loan facilities are released on time 

Establishing a risk management culture that promotes good analysis, judgment, flexibility and a balance between risk and reward 

What you will need:

 

Diploma/ Degree in B.com- Finance option or related field.

2+ experience as a Credit Analyst.

Excellent communication and interpersonal skills.

Strong analytical & problem-solving skills.

Excellent knowledge of record-keeping.

Ability to adapt quickly and work independently.

Fluent in English and Swahili.

Education: Degree, Diploma
Employment Type: Full Time
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