Job Purpose Statement

The purpose of the role is to manage the implementation of a robust credit management framework within the SME Credit Approvals unit. The holder will be responsible for making decisions on SME lending proposals as per delegated authority, and in line with the Credit Risk Management policy and the SME Product Guideline.

The primary accountabilities will include managing a quality SME loan portfolio and minimizing potential losses through provisions.

The job function will also be expected to provide leadership to a team of assistant managers and/ or officers, and establish a conducive work environment that contributes to staff satisfaction with attention to team development and productivity.

Job Specifications

Academic:

A Bachelor’s degree in Business Management with a bias in Commerce, Accounting, Economics or Finance.

An MBA or Masters’ degree will be an added advantage.

Professional:

Professional accounting qualification i.e. CPA or ACCA

Qualifications in Credit Management and Analysis (those pursuing will be considered)

Desired work experience:

6 years’ banking experience with at least 3 years covering Credit Analysis and Credit Risk Management.

Knowledge of various Bank departmental functions i.e. Corporate, Asset Finance, Consumer, SME, IB, Business Remedial Management, Operations, Trade Finance, Treasury, and Credit Operations (including Securities and Credit Administration).