I remember starting with just $50 a month into an index fund. For a while, it felt pointless — the balance barely moved. But after two years, the compounding surprised me. That small habit turned into a meaningful cushion. Sometimes the boring strategies ... moreI remember starting with just $50 a month into an index fund. For a while, it felt pointless — the balance barely moved. But after two years, the compounding surprised me. That small habit turned into a meaningful cushion. Sometimes the boring strategies do the heavy lifting. less