Started tracking every shilling I spent for a month, and the biggest surprise wasn't the total. It was how much I'd been sinking into things that never grow. Moved that same amount into a small index fund instead. Slow, boring, but it finally feels like m... moreStarted tracking every shilling I spent for a month, and the biggest surprise wasn't the total. It was how much I'd been sinking into things that never grow. Moved that same amount into a small index fund instead. Slow, boring, but it finally feels like my money is working for me. #Investingless