I've been watching the fintech space in Africa closely, and it's clear that mobile money has only scratched the surface. The real innovation is in how local startups are building credit scoring and lending platforms using alternative data—like mobile usag... moreI've been watching the fintech space in Africa closely, and it's clear that mobile money has only scratched the surface. The real innovation is in how local startups are building credit scoring and lending platforms using alternative data—like mobile usage patterns. One example is how they're reaching the unbanked in ways traditional banks never could. What's your take on this trend? Is this the key to financial inclusion? less
