Stood in a bustling market in Nairobi yesterday, watching a vegetable vendor handle five transactions simultaneously via M-Pesa. No cash, no card machine—just a simple phone. That’s when it hit me: Africa isn’t leapfrogging to mobile money anymore; it’s b... moreStood in a bustling market in Nairobi yesterday, watching a vegetable vendor handle five transactions simultaneously via M-Pesa. No cash, no card machine—just a simple phone. That’s when it hit me: Africa isn’t leapfrogging to mobile money anymore; it’s building a whole new financial layer beneath the global one. Small businesses here aren’t just adapting—they’re rewriting the rules of commerce. less