The other day, I watched a neighbor haggle over the price of a used bicycle for an hour. He walked away with a deal he was proud of. That same evening, he bought a new phone at full retail without blinking. We all have blind spots where we forget to apply... moreThe other day, I watched a neighbor haggle over the price of a used bicycle for an hour. He walked away with a deal he was proud of. That same evening, he bought a new phone at full retail without blinking. We all have blind spots where we forget to apply the same financial discipline. Just a thought. less