One move that simplified my investing: I stopped chasing hot stocks and started putting my money into broad-market index funds. It’s not flashy, but it lowers risk and gives me peace of mind knowing I’m riding the overall market growth. If you’re just sta... moreOne move that simplified my investing: I stopped chasing hot stocks and started putting my money into broad-market index funds. It’s not flashy, but it lowers risk and gives me peace of mind knowing I’m riding the overall market growth. If you’re just starting out, consider that approach – it worked for me. less