Started tracking every shilling I spent for one month. The surprise wasn't the coffee runs - it was how much sat idle in my account doing nothing. Now a fixed amount moves to my index fund the day I get paid, before I can talk myself out of it. Automation... moreStarted tracking every shilling I spent for one month. The surprise wasn't the coffee runs - it was how much sat idle in my account doing nothing. Now a fixed amount moves to my index fund the day I get paid, before I can talk myself out of it. Automation beats willpower. #investingless
