Apple Pay Gets 4 New Features: iOS 27 Redesign, AmEx Rewards & More

Apple Pay is getting even better with four new features that make paying in stores, online, and in apps easier than ever. From a redesigned checkout interface to American Express rewards and more, here's everything you need to know.

What Are the New Apple Pay Features?

Apple recently announced four key enhancements for Apple Pay. They improve the way you manage cards, earn rewards, and pay over time. Let's dive into each one.

1. New Design in iOS 27

The biggest change is the redesigned Apple Pay checkout interface in iOS 27. Now, when you pay on websites or in apps, you can swipe between cards smoothly. You can also tap a card to see a grid view of all your cards at once.

This update makes it faster to switch between different payment methods. You also get clear details on each card, including rewards, balances, and pay later options.

Tip: If you're a developer or public beta user, you can try iOS 27 now. The full release arrives this fall.

2. American Express Rewards

American Express cardholders can now see their rewards directly in the Apple Pay checkout flow. You can view your points, cashback, or miles before completing a purchase. This helps you choose the best card for each transaction.

For example, if you have an AmEx card that offers extra points on groceries, you'll see that information pop up right when you're about to pay. No more checking separate apps.

3. Buy Now, Pay Later with Apple Pay

Apple Pay now supports installment plans from participating banks and lenders. When you check out, you can choose to split the payment into four equal installments or longer terms. This option appears alongside your credit and debit cards.

It's a simple way to manage big purchases without interest (if you pay on time). Just tap the installment option, confirm the plan, and you're done.

4. Enhanced Merchant Offers & Loyalty Cards

The fourth new feature brings loyalty cards and special merchant offers directly into the Apple Pay wallet. When you're near a store or shopping online, you'll see available discounts and loyalty points without opening separate apps.

For instance, if you have a Starbucks rewards card, the app will automatically apply your stars at checkout. You can also stack offers from multiple retailers in one go.

Why These Updates Matter

Apple Pay is already one of the most popular mobile payment systems. With these four new features, it becomes more flexible and rewarding. You save time, earn more, and have better control over your spending.

Whether you're using an iPhone, iPad, or Mac, these updates will make checkout faster and smarter. Stay tuned for the official iOS 27 release this fall.