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Richard Samuel Y Okai

@okairichard
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  • Jul 21
  • Member since Jul 21
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About

Personal Information

  • First Name Richard Samuel Y
  • Last Name Okai
  • Gender Male
  • Birthday February 22, 1997
  • City Accra
  • Country Ghana

Contact Information

  • LinkedIn Company
  • About Me I'm an actuarial science graduate who uses data to make risk and financial decisions clearer – for insurers, banks, and organisations managing complex reporting.
    At the e-Crime Bureau's Research, Innovation & Development unit, I analyse data that feeds into strategic and operational decisions. My academic research applied regression spline models to the non-linear relationship between insurance premiums and sum insured – work that sharpened how I think about predictive modelling and reliability. I've also built projects spanning a movie recommendation system, COVID-19 data analysis, and financial modelling in Excel.
    My toolkit: Python, R, SQL, Excel/Power BI, and financial modelling. I'm currently deepening this through an MSc in Financial Engineering (WorldQuant University) and a data analysis certification (University of the People).
    I'm looking to apply this in data analytics, actuarial analysis, or quantitative finance roles – open to conversations.

Profile Section

Experiences

  • Junior Associate, Data Analysis

    e-Crime Bureau – Research, Innovation & Development Unit

    2025 - 2026

    East Legon, Accra

    • Partner with stakeholders across departments to translate raw, multi-source data into dashboards, KPI scorecards, and executive-ready reports that drive evidence-based decisions • Lead research and competitive intelligence efforts, synthesising industry and market trends into structured databases that inform strategic planning • Diagnose operational and workflow performance gaps through internal surveys and QA reviews, delivering recommendations that improve efficiency • Ensure data integrity and compliance across all deliverables, preparing analytical briefs and presentations for senior management

  • Finance & Operations Intern

    Ada Rural Bank PLC

    2024 - 2024

    Ada, Greater Accra Region

    • Assessed credit risk and supported loan and deposit decisions through structured financial analysis during a finance operations engagement • Improved ledger reconciliation accuracy by validating transaction data against multiple source systems • Identified and resolved front-desk process inefficiencies, enhancing customer experience and data capture accuracy

Education

  • University of Energy and Natural Resources (UENR)

    BSc. Actuarial Science, Cumulative GPA: 3.64

    2021 - 2025

  • Ada Senior High School (ADASCO)

    Business,

    2015 - 2017

10 Skills

  • Python( 0 )
  • R( 0 )
  • SQL( 0 )
  • SPSS( 0 )
  • Excel( 0 )
  • Power Query( 0 )
  • PivotTables( 0 )
  • Power BI( 0 )
  • Tableau( 0 )
  • TensorFlow( 0 )

1 Certifications

  • IBM Data Analysis Certificate

    , License N/A

2 Courses

  • PENSA – UENR Sunyani: Project Coordinator, Alumni Relations (2024 – Present) - Manage end-to-end project execution, including bu

  • ASSAG UENR: Academic Tutor (2022 – 2025) - Designed and delivered practical training workshops in LaTeX, RStudio, Excel, and Pyt

4 Projects

  • Insurance Premium Modeling Using Regression Splines

    2025 - 2025

    Analysed more than 17,000 insurance policy records to investigate the relationship between premiums and sum insured. Developed regression spline models in R to capture nonlinear relationships and improve premium estimation accuracy. Compared B-spline, Natural Spline, Cubic Spline and Polynomial Spline models to identify the most effective predictive model. Produced insights that support fairer insurance pricing and evidence-based underwriting decisions. Tools: R (splines, ggplot2), Excel

  • Sales Analysis & Dashboard Development

    2024 - 2024

    Automated Excel dashboard with dynamic charts and slicers for real-time insights. Identified seasonal trends and high-performing products by analysing multi-regional sales data to inform strategic planning; tools: Excel, VBA, Power Query

  • Bank Loan Analysis Dashboard

    2024 - 2024

    Interactive Excel dashboards for loan portfolio and risk analysis. Supported lending decisions by analysing loan portfolios to assess repayment performance and identify risk factors; tools: Excel, Power Query, PivotTables

  • Road Accident Analysis

    2024 - 2024

    Traffic safety insights from accident causation patterns. Communicated high-risk factors and trends to stakeholders through data visualizations to support policy recommendations; tools: Excel, Power BI

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