Job Purpose:  

• This role is responsible for supporting sound credit decisions and effective risk management by reviewing and validating valuation reports, coordinating and conducting property and collateral inspections and ensuring full compliance with approved valuation methodologies, internal credit policies and applicable regulatory requirements. Ensures accuracy, completeness and timely documentation to mitigate credit risk and support audit and governance standards. 

Key Responsibilities

Valuation Review and Advisory 

• Review valuation reports for accuracy and completeness.  
• Interpret valuation findings and provide guidance to credit teams and management.  
• Ensure compliance with valuation instructions and internal policies. 

Valuation & Inspection  

• Conduct property valuations and desktop reviews for expired valuations.  
• Perform property inspections and market research to determine fair market value.  
• Prepare detailed valuation reports aligned with regulatory standards. 

 Methodology and Regulatory Monitoring 

•  Ensure use of appropriate valuation methodologies.  
•  Monitor market trends and update valuation practices accordingly. 

Customer Service  

• Adhere to turnaround times (TAT) and service-level agreements (SLAs).  
• Deliver timely, accurate valuations that meet client expectations. 

Audit & Compliance 

• Maintain valuation records for audit and compliance purposes.  
• Ensure valuations comply with internal and external regulations. 

Process Improvement &Training 

• Recommend process enhancements for efficiency and accuracy.  
• Support staff training on valuation standards and best practices 

Qualifications

Qualifications and Experience: 

• Bachelor’s degree in real estate, Land Economics, Property Valuation from a university recognized in Kenya. 
• Postgraduate Diploma or Master’s in Property Valuation, Real Estate, Finance, or Risk Management (preferred) from a university recognized in Kenya 
• Minimum 5 years’ experience in valuation. 
• Registered Valuer with Valuers Registration Board (VRB)  
• Full member of the Institution of Surveyors of Kenya (ISK), in good standing  

Key Competencies and Skills

• Strong Analytical and Problem-solving skills. 
• Attention to Detail and Accuracy 
• Excellent Communication and Presentation skills 
• Excellent Negotiation and Interpersonal skills. 
• Time Management and Ability to meet strict deadlines. 
• Demonstrates Professional Integrity and Ethical Standards 
• Strong understanding of valuation methodologies 
• Knowledge of Bank’s policies, Credit processes, and Collateral documentation.