Posted:December 11, 2025
By:Hiring Kenya
Company Details
Industry:
Banking
Description:
Standard Bank Group is the largest African banking group by assets offering a full range of banking and related financial services. "Africa is our home, we drive her growth” Our vision is to be the leading financial services organisation in, for and across Africa, delivering exceptional client experiences and superior value. This sets the primary goals and standard of excellence we intend to achieve in the medium term. With a heritage of over 150 years, we have an on-the-ground presence in 20 countries in sub‑Saharan Africa; fit-for-purpose representation outside Africa; and a strategic partnership with the Industrial and Commercial Bank of China (ICBC). In line with the realities of risk, regulation, technology and competition that characterise our operating context, we continue to invest significantly in our diversified operations; our people and culture; our systems and infrastructure; and our brand. In doing so, we understand that our commercial success and social relevance over the long term depends on placing our clients at the centre of everything we do, and ensures that the outcomes of our activities are a catalyst for growth on this continent we call home. The long-term foreign currency ratings for The Standard Bank of South Africa, the single largest operating entity within the Standard Bank Group, are: Fitch Ratings BBB- (negative), Moody’s Baa2 (negative) and Standard & Poor’s BBB- (negative). The group is listed on the JSE Limited, share code SBK, and the Namibian Stock Exchange, share code SNB. The largest bank in the world, ICBC, is a 20.1% shareholder in the group. Other than the 20.1% ICBC shareholding, 32.9% of Standard Bank’s shareholder base is foreign. We subscribe to the Code of Banking Practice, a set of principles governing banking in South Africa and ensuring the highest standards of professionalism, integrity and fairness.
Job Description
Description
- To own the end-to-end strategy, performance, and lifecycle of Lending products at country level. Drive market positioning, growth acceleration, and profitability targets. Makes high-impact decisions on pricing, risk, investments, and partnerships while championing innovation and digital transformation.
Qualifications
Type of Qualification: First Degree
Industry: Banking & Financial Institutions
Experience Required
Core Competencies
Strategic Ownership, Execution & Delivery
- Owns the end-to-end Lending strategy, translating market insights into actionable plans. Drives execution with measurable impact, ensuring initiatives deliver growth, profitability, and ROE targets.
Analytical & Insight-Driven and Data-Driven Decision Making
- Leverages advanced analytics and competitor intelligence to diagnose portfolio performance, identify growth levers, and make high-impact decisions that shape lending economics.
Leadership, Accountability & Prioritisation in Dynamic Environments
- Operates with autonomy and authority, taking full ownership of outcomes. Demonstrates agility in prioritising high-value initiatives and influencing cross-functional teams to deliver results.
Ability to Create Compelling Propositions and Customer Centric Mindset
- Transforms insights into innovative lending solutions that resonate with customer needs, embedding personalisation and digital-first experiences to enhance client satisfaction.
Commercial Acumen & Financial Stewardship
- Deep understanding of lending economics, pricing strategies, and profitability levers. Applies sound financial judgment to optimise margins, manage risk-reward trade-offs, and grow the balance sheet.
Digital & Innovation Leadership
- Champions digitisation and modern lending platforms to deliver cutting-edge solutions. Drives adoption of digital origination and automation to improve efficiency and client experience.
Regulatory & Risk Governance
- Influences governance forums and embeds proactive risk management into product strategy. Balances innovation with compliance, ensuring portfolio health and regulatory adherence.
Credit Strategy & Portfolio Optimisation
- Demonstrates deep understanding of credit scorecards and credit strategies to unlock growth opportunities within the portfolio, enabling sustainable balance sheet expansion
Additional Information
Behavioural Competencies:
- Adopting Practical Approaches
- Embracing Change
- Generating Ideas
- Producing Output
- Seizing Opportunities
- Upholding Standards
Salary: Discuss During Interview
Education: Diploma
Employment Type: Full Time
