Relationship Officer

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Company Details
Industry: Banking
Description: Our digital lending company provides working capital loans to individuals, small businesses, and small holder farmers in Kenya and other African countries. The company aims to use advanced technology to offer fast, convenient, and secure lending services to its clients.
Job Description

Job Description

 

We are looking for a self-driven and results-oriented Loan Officer with at least 1 year of experience and a Diploma or Degree in a business-related field. The role involves sourcing clients, processing loan applications, assessing creditworthiness, setting repayment terms, and ensuring timely collections. You’ll also manage repeat clients, maintain accurate records, and uphold excellent customer service and professionalism. Strong communication skills and the ability to meet targets are essential. Must be willing to work in Nairobi, Rift Valley, or Central Region.

 

Requirements

 

Minimum of 1 year experience as a Loan Officer

 

Diploma or Degree in a business-related course

 

Strong interpersonal and communication skills with proven ability to meet targets and build client relationships

 

Self-driven and results-oriented

 

Must be willing to work in Nairobi, Rift Region and Central Region

 

Responsibilities

 

Marketing and Meeting with clients interested in taking out a loan and providing them with the necessary information to start the loan application process

 

Achieving set disbursement new customer repeat loans and collection target

 

Collecting the needed KYC documentation and assessing the clients & credit worthiness as per the business

 

Calculating and analyzing the risk ratios of clients based on their credit score and financial history

 

Leads collection categorizing and communicating your decision to both clients and management

 

Setting up payment plans for clients explaining daily weekly or monthly installments interest rates and other costs

 

Maintaining records of loan applications by using core banking system

 

Managing repeat & top up clients by organizing follow-up meetings with clients

 

Monitoring the progress of the loan repayments installments and relaying any concerns to the clients

 

Ensuring that loan applications are in line with the company & SOP’s policies

 

as well as state laws and regulations

 

Ensure customers are well trained on the product and any other training that the company would like to offer to the customer

 

Ensure all Brisk customer are treated with dignity and all customer feedback either compliment or complaints are recorded

 

Ensure personal hygiene of the highest level by being neat and well presentable while conducting any business on or behalf of Brisk.

 

 

 

Education: Degree, Diploma
Employment Type: Full Time

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