Roles and Responsibilities:

• Analyze financial information and evaluate the creditworthiness of applicants using financial statements and credit histories.
• Process credit applications within established limits and provide recommendations, including preparing comprehensive credit analyses for presentation to the credit committee.
• Assess business, economic, and industry risks to clearly identify financial and other risks associated with transactions (e.g., assets, structures).
• Assist in reviewing and negotiating agreements, financing, joint development, and multi-partner arrangements.
• Consolidate and produce accurate, insightful, and relevant reports for the department and company.
• Monitor the lease portfolio to detect signs of financial distress. Track, analyze, and report on project portfolio status, including revenues, dues collected, cost of goods, transaction costs, and other key metrics. Prepare financial analyses of production variances.
• Handle official insurance paperwork, including claims and other insurance documents provided by the Operations Team.
• Participate in daily administrative tasks, such as scanning credit and insurance documents.
• Enhance the effectiveness of credit appraisal processes.
• Perform other duties as assigned.

Our ideal candidate would have:

• Education & Experience

• Bachelor's Degree in Finance, Accounting or other business related field 
• Certified Financial Analyst will be an additional advantage 
• 3-5 years of strong quantitative credit experience in a bank, deposit taking sacco or any other financial institution. 
• Impeccable understanding of financial statements, ratios and concepts
• Experience performing financial modeling and the understanding of financial concepts.
• Proficiency with spreadsheets, databases. Additional knowledge of financial software is a plus..

Skills & Attitude

• High level of integrity and discretion
• Strong communication and analytical skills.
• Teamwork skills with the ability to work autonomously
• Strong execution and process management with impeccable attention to detail
• Exceptional written and oral communication skills
• Advanced Excel Skills
• A strong attention to detail and ability to notice discrepancy in data 
• A proactive approach to work, the ability to handle multiple tasks, and to maintain a high-quality standard when working under time pressure.
• Excited to learn & not scared of asking questions