Purpose:  

Responsible for building and maintaining quality Corporate Asset Book with existing and potential corporate customers, being proactive in providing effective and efficient debt management tools, products, identifying opportunities for rehabilitating distressed debt and resolving non-performance of corporate debts. 

Key Responsibilities: 

• Manage Asset Quality by use of effective and efficient Credit Policies, proactive procedures, processes & practices
• Develop and implement debt collection and management strategies that support the bank to achieve a healthy corporate debt portfolio
• Dealing with External Service providers such as Lawyers, Auctioneers, Property Managers, Receivers, Project Managers, Estate Agents, Investigators and overseeing issuance of necessary instructions for the services required
• Issuance of necessary demand and statutory notices for defaulted debts, tracking adherence and effecting recovery in liaison with the relevant stakeholders
• Providing periodical and ad hoc reports in relation to the performance of Corporate Banking Asset portfolio to relevant stakeholders
• Providing support to all internal stakeholders
• Oversee the day-to-day activities performed by the team members
• Identifying gaps such as time management, performance related issues, discipline issues, adherence to policies and procedure of the Bank and taking the appropriate action

Qualifications

Academic:

• Bachelor’s Degree from a recognized institution
• Master’s Degree is an added advantage

Professional:

• Certification in Credit, Debt Management or Accountancy 

Desired work experience:

• At least 5 years of banking experience of which 3 years must be in Credit Department or in a similar role

Key Competencies and Skills

• In-depth knowledge of the banking industry, banking products, banking services and banking regulations.
• Sound working knowledge and understanding of general commercial regulations and practice
• Excellent & effective communication and active listening skills
• Confidence and Presentation skills
• Understanding and interest in financial / banking products and markets
• Ability to analyze and research information.
• Ability to explain complex information clearly and simply.
• Good negotiation skills with demonstrated performance
• Strong skills on Excel, Outlook & Word
• Solid ability to use PowerPoint to develop presentations.
• Team skills are essential for collaboration and problem solving.
• Leadership & Initiative
• Organizational & solid administrative discipline