The lack of a clear model dictating how service charges are levied is a factor deterring the affordability of housing in Kenya, a case study shows. 

The ability of the developer or landlord in question to have a free hand on how they apply this charge has also been put into question. 

The findings of this project, published last month by the Center for Affordable Housing Africa (CAHF) and funded by Financial Sector Deepening Kenya (FSD Kenya) points out the opaque nature in which this service is calculated and charged.

As such, many potential homeowners or tenants, do not necessarily factor this cost in mind when seeking a residential place and worry only about the payable monthly mortgage or rent.