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Regional Director of Risk Management

Nairobi, Kenya
Company Details
Name:Inkomoko
Industry: Banking
Description: Inkomoko’s vision is an Africa with thriving communities where young people and refugees are engaged, communities have access to relevant innovations for self-determination, and where African solutions are unleashed to solve African problems. Founded in 2012, Inkomoko has provided business advisory and access to finance for thousands of entrepreneurs across East Africa. As the largest investor in refugee businesses, we have disbursed more than $6M in capital to more than 3000 clients. This affordable finance for Inkomoko entrepreneurs helps them grow their businesses, create jobs, and improve their livelihoods. As we look forward, Inkomoko is developing new ways to engage communities to thrive. Creating meaningful market linkages, expanding to secondary cities, and advocating for economic inclusion, Inkomoko has added these community-based approaches to our enterprise development work. By 2030, Inkomoko will be in 8 countries, serving more than half a million small businesses, creating a positive impact for m
Job Description

ABOUT THE OPPORTUNITY & RESPONSIBILITIES;

The Director of Risk Management will lead the organization’s efforts to promote a culture of risk awareness and guide Inkomoko’s risk management framework across all operations. This position ensures that Inkomoko proactively identifies, assesses, and mitigates risks while aligning these practices with the organization’s values,  strategic objectives, and risk appetite.

The Director of Risk Management will collaborate across departments and the Board of Directors, providing the tools, training, and oversight necessary to ensure robust risk mitigation and compliance measures are in place for organizational, client and staff safety, and maximum program impact.

Risk Strategy & Management Framework

  • Refine and oversee the organization’s risk management strategy, ensuring it outlines effective approaches for identifying, assessing, mitigating, and monitoring risks in alignment with Inkomoko’s risk temperament
  • Manage and analyze a centralized risk register in partnership with all departments to track identified risks, likelihood, impact, mitigation plans, and assigned responsibilities.
  • Manage and provide leadership to the cross-functional Risk Management Committee, ensuring effective risk oversight and strategic decision-making.

Risk Awareness

  • Foster a daily commitment to and culture of risk management awareness and implementation across strategic and operational levels.
  • Champion alignment of risk management with Inkomoko’s organizational culture and values.

Risk Assessment and Mitigation Plans

  • Lead regular identification of internal and external risks, including financial, operational, reputational, and strategic risks.
  • Conduct risk assessments for new locations and initiatives.
  • Map risks to control mechanisms and mitigation strategies.
  • Develop tools and provide training for Directors and Managers to assess compliance and implement mitigation plans.
  • Track and report progress on risk mitigation actions, including internal controls and contingency planning in collaboration with Directors and Safeguarding Focal Points.

Internal Controls and Safeguarding

  • Work closely with the Internal Audit team on identified findings and controls that may pose additional risks.
  • Manage whistleblower mechanisms and confidential reporting systems to allow staff to report fraud or misconduct.
  • Oversee policies and training to mitigate fraud risk and ensure compliance.
  • Supervise the Safeguarding Manager and oversee all safeguarding policies, controls, and reports related to misconduct, fraud, and safety.

WHO WE ARE LOOKING FOR

  • Bachelor’s degree in Risk Management, Business Administration, Finance, or a related field (Master’s degree preferred).
  • Commitment to justice, equity, diversity and inclusion in understanding how risks impact people across a range of identities. 
  • At least 10 years of experience in risk management, internal audit, compliance, or related roles, preferably in the NGO or humanitarian sector.
  • Experience working in high-risk areas of East or Central Africa, particularly in refugee or vulnerable community settings.
  • Strong understanding of operational, financial, reputational, and safeguarding risks in the NGO context.
  • Demonstrated ability to develop and implement risk management frameworks and tools in a collaborative manner.
  • Strong leadership and cross-functional collaboration skills, with experience working in diverse, multicultural teams.
  • Excellent analytical and problem-solving skills, with the ability to manage complex risk data.
  • Proficiency in using risk management tools and software.
  • Fluency in English and one African language required; knowledge of French or Arabic is a strong asset

Preferred Skills and Competencies

  • Strong training and facilitation skills to support capacity building for risk mitigation.
  • Experience managing safeguarding frameworks, policies, and investigations.
  • Familiarity with whistleblower mechanisms and fraud prevention systems.
  • Ability to navigate ambiguity and develop risk strategies for new or growing programs.

WHAT YOU’LL GET:

This role is inside a high-growth, mission-driven social enterprise. By joining Inkomoko, you’ll access:

  • Competitive salary, and potential Goal-based bonus
  • Incredible company culture, including deep investment in your learning and growth
  • Diverse colleagues and policies that show our commitment to equity and inclusion 
  • Talented, passionate, and committed team of colleagues across the region
  • Ability to make a significant social impact to your community
  • Health insurance, staff savings, parental leave, sabbatical, and more benefits.
Education: Degree, Diploma
Employment Type: Full Time

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