Posted:Wed at 3:15 PM
By:Hiring Kenya
Company Details
Industry:
Banking
Description:
In the 2008, the holding company changed its investment strategy and financial lending to its members on short term periods at agreed interest rates. Members’ shares were to be used as financial guarantee and security for the lending. This marked the beginning of a formal financial lending institution - Springboard Capital Limited. The company has ventured beyond lending to its members only and is now into Micro Credit business to non members as well through Springboard Capital with the principal objective of getting into a fully fledged deposit taking Micro finance status in the next one year. Vision: To offer the best lending programme, that respond to the need of small and medium enterprises companies in Kenya. Mission: To offer a lending hand to those entrepreneurs that demonstrate potential of growth in their line of business, by advancing loans to add value to their investments, at the same time creating value for the shareholder’s funds. Core Values Teamwork: We believe in working together as a unified team to meet our common goals. Integrity: We employ highest ethical standards of honesty and fairness in all our dealings. Innovation: To be creative in delivering positive value to our stakeholders and continuous improvement in all we do. Social Responsibility: Fostering a healthy balance between our professional endeavors, family lives, communities and environment. Why us? We never stop improving our services to enhance our team’s capabilities and increase customer satisfaction. Springboard is a client-centric organization. We make it our business to understand and help our clients achieve their business goals. Personnel Quality The quality of our people makes us stand out. We hire and retain only the best professionals. At Springboard Capital, we set up a thorough personnel selection process and a challenging environment to grow and improve our large resource pool of top-notch experts. Individual Approach We thoroughly examine each customer’s case. Depending on the loan required we engage a dedicated team of our staff to analyze and understand clients' specific objectives and needs to find a solution that meets them. Easy Communication We understand that effective communication is crucial for the success of any project. We establish a productive customer communication environment providing all required resources. All our employees who are engaged in communication with customers speak fluent Kiswahili English.
Job Description
The position will confirm credibility of all loan applications for loan disbursement.
JOB DESCRIPTION
- Obtain and compile copies of loan applicants’ credit histories, financial statements, loan security documents and other financial information.
- Analyze applicants’ financial status, credit status, and undertake relevant evaluations to determine feasibility of granting loans.
- Evaluate and advise on a client’s ability to pay based on analysis of their finances.
- Obtain credit information from credit institutions and references.
- Respond to client inquiries regarding applications for credit and credit transactions.
- Process approved loans for disbursement.
- Generate customer feedback on loan applications.
- Undertake business and home visits to validate applications.
- Review and update credit and loan files.
- Undertake data entry on approved loans.
- Undertake timely valuation renewals after contract expiry.
- Continuous professional development to keep up with current industry trends.
- Prepare and submit timely reports and information for decision making.
REQUIRED SKILLS AND QUALIFICATION
- Bachelor’s degree in business, Accounts, Finance, or related from a recognized institution.
- Professional Credit or Accounting qualifications is an added advantage.
- Minimum of two (2) years practical experience in banking with proven result-oriented track record in credit.
- Proficiency in ICT with strong MS Office and internet ability.
- Ability to interpret Financials and make sound decisions out of it.
- Analytical and keen to details.
- High degree of accuracy and attention to detail.
- Good communication skills and customer service oriented.
The deadline to apply is January 15th, 2025.
Education: Degree, Diploma
Employment Type: Full Time