Losing your job—whether you’ve been furloughed during a government shutdown or laid off in the private sector—can feel overwhelming. With millions of workers facing uncertainty, the most common question is: what should you do next if you’ve been furloughed or laid off? The key is to shift quickly from shock into strategy. Instead of waiting and worrying, you can take practical steps right now to regain control of your career and finances.

Step 1: Make Your Job Search Your Job

If you’ve been furloughed or laid off, treat your job search as a full-time commitment. Update your resume with recent wins and trending skills, refresh your LinkedIn profile, and draft a cover letter you can adapt quickly for new openings. Reconnect with your professional network before you need a favor—send thoughtful catch-up messages to maintain relationships. Also, research your dream companies and identify decision-makers, so when opportunities arise, you’re ready to reach out directly instead of scrambling at the last minute.

Step 2: Explore Moneymaking Options Beyond Your Career Path

Financial pressure can make job loss even harder, but short-term income streams can ease the burden. Consider part-time retail or service work for quick cash and flexibility, or pick up consulting projects to keep your skills sharp while earning money. You can also barter skills—for example, trading marketing expertise with a resume writer in exchange for updated application materials. These side opportunities not only bring in income but also buy you time to focus on the right long-term role.

Step 3: Be Ruthless About Cutting Expenses

When paychecks stop, cutting costs becomes non-negotiable. Review your spending to separate needs from wants, and funnel every dollar saved into your essentials. Look for free or discounted ways to enjoy downtime, such as museum free days, hiking trails, or discounted movie nights. Contact lenders and service providers to renegotiate payments or switch to lower-cost plans. Reducing expenses now will stretch your savings and relieve stress while you navigate your next move.

Bonus tip: Treat this as a wake-up call. No single job is 100% secure, so use this period to build resilience. Focus on financial independence, nurture your professional network, and continue building skills that will keep you in demand—so you’re stronger no matter what the future brings.